Appearance in any competitive examination is characterized by a sense of apprehension and mental stress. It is because this evaluates not the absolute merits of the individual concerned but the comparative merits in a competitive environment. Tackling such an examination, therefore, requires a phycological attitude that has a winning edge. How to approach that dazzling diamond of placement in any bank? Here are a few tips by implementing of which you can pave the way.

The first among them is the appropriate manner in which the application for the post is submitted.The details furnished in the job application should be properly supported by authorized documentary proof.

The details of the applicant relating to name, age, address, educational qualifications, caste and nationality, in particular, are to be furnished in accordance with the  data in the original documents. Any false or inaccurate information in the application will be viewed seriously by the authorities in course of time. It is better to submit the application well before the due date, taking into consideration the inherent delays that are probable owing to disruptions in connectivity. 

Before the application is submitted, the eligibility criteria and the pattern of the examination are to be comprehensively understood. The topics that are included in a particular examination are to be identified and the total and cut-off marks for each section are to be analysed. The selection process for bank jobs thorough  IBPS for the post of clerks consists of three phases,namely, the preliminary examination, main examination and document verification/medical examination. Whereas for the post of probationary officers group discussion and personal interview are also included in the selection process in addition to the above. 

                  In the preliminary examination evaluation of a candidate with reference to his abilities in Quantitative Aptitude, Logical reasoning and English Language is done in an environment of composite time limit. Normally a candidate is expected to solve 100 questions in 60 minutes.That, in fact, means 36 seconds per question. In every section cut-off (minimum required) marks are prescribed besides there being an aggregate cut-off for all the three topics relating to this examination. As the time allotted is disproportionate to one’s expectations, the candidates are advised  to be time-management experts. It is better to locate easy questions in every section first and start answering them in order to reach the target of cut-off marks. Failing to solve the easiest set of questions will be fraught with problems in clearing the examination.The moderately tough and absolutely tough questions in every section may be tried thereafter as these may eat up valuable time. It is recommended that known questions in all the three sections are to be attempted in two time slots of 30 minutes each in order to ensure not only the section cut-off marks but also to ensure maximum marks.

                 The main examination pattern includes the above three sections and also two more sections of computer/banking awareness and current affairs.Separate time slots are given, in this examination for each section. As marks obtained in this examination are cumulatively added to marks scored in Group Discussion and Personal Interview, scoring the maximum possible marks should be one’s aim. Depth of knowledge in each of these sections is, therefore, a prerequisite.

                    The priority model for these two examinations is readily understood as indicated below:

1.Time management 

2. Memory Management 

3. Knowledge Acquisition 

-in this order.

                       In any type of objective examination like this, the answers are provided as options. It is therefore futile to actually work out the answers. Whenever one of the options includes ‘None of the above’ one should be extremely careful. It means the answer might not not have been given.

                        Shortcuts to answers, wherever applicable, should be tried earnestly based on the options. For instance, the answer to the following question is arrived at as indicated.

                           The average of 42 students in a school is 18 and when four students leave the school the average becomes 17.5. Find the total marks obtained by the four.

(42×18) – (38×17.5)

i.e. (42×18) – (38 x 35/2)

On a mental analysis, the answer to this problem, should have the digit 1 in the unit place. The actual answer is 91which may appear as one of the options. This, out of so many other options, may be what is called the judgement answer. Following this logic, wherever applicable, will save precious seconds.

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